Car accidents, no matter how small can have lasting effects on the people involved. A fender bender may make a more anxious driver, or a serious accident can cause traumatic injuries or death. No matter who is at fault of the accident, there are standard procedures one should take. These things will not only prevent further devastation, but they may also help with an insurance claim of personal injury case.

The very first step after getting into a car accident may depend on the severity of the situation. If after an accident, you are in immediate danger, get to safety if possible, and then call 911. If the accident happened and you are not in direct traffic and the car is safe to remain in, calling 911 should be the first step. Even for minor accidents where no one is hurt, calling the police is still recommended. An insurance company will want an accident report when you file a claim, and it is documentation that the accident happened.

While waiting for a police officer to arrive at the scene, collect insurance information from the other driver. When you file a claim, the insurance companies will decide which side pays damages. For the person who caused the accident, their insurance company would likely pay. Examples of this would be if the driver was texting and driving, driving while intoxicated, or driving recklessly.

Abuse as a negative effect on others no matter their age. However, due to children still learning and developing, sexual abuse especially can have long term effects on victims. Children cannot consent to sexual acts. In Illinois, if the offender has power over the minor, the age of consent is 18-years-old. The assault of a consenting adult is still a crime, but when the victim is a child, more is at stake.

More than four children die every day in the United States because of abuse. The majority of these children are under the age of three. When it comes to sexual abuse, one in three girls and one in five boys will be subject to sexual abuse before the age of 18. Incidents of strangers abusing children are more isolated, and 90% of all child sexual abuse is done by a known person to a child. The most likely offenders are family members.

There are many symptoms a person can face after being sexually abused as a child. Some of these effects can be seen right away, but others may manifest later in life and continue to impact a child victim. An adult who faced sexual abuse as a child may face these things in their life after the fact.

Truck accidents are one of the most dangerous auto accidents a person can be involved in. This is because commercial trucks can weigh up to 80,000 pounds, which can easily cause devastation. People in passenger cars and motorcycles are the most at risk during a truck accident. During 2017, nearly 5,000 people were killed in truck accidents, and only 18% of those deaths were occupants of a truck.

When someone is involved in a truck accident more questions arise than answers. Many variables can contribute to any auto accident, but what makes truck accidents unique is that a company is behind a truck instead of another private party. A truck driver on the road is at work, and are required to follow rules like any other workplace. When these rules are broken by either the truck driver or the supporting company, the consequences are large. A victim of a truck accident may have these questions following the incident.

Do I Need an Attorney?

It is not a requirement for an accident victim to have a lawyer, but if they are seeking compensation, they will be the best resource for a successful settlement. The most important part of any personal injury case is proving negligence. If a driver was overtired or the company was not properly maintaining their fleet, a skilled attorney will know to collect this evidence for a case. Unlike a private party, a trucking company likely has a team of lawyers for this reason, so going at it alone will not likely end in the plaintiff’s favor.

Premise accidents can happen anywhere. From a friends’ home to the grocery store, if a person is injured while on the property of another, they can file for a personal injury claim. The most common premise accidents are slips and falls, but a person may also have a case after a dog bite, fire, or swimming pool injury. There are many reasons why a person may fall, but the key to a personal injury lawsuit is proving negligence.

What Is Negligence?

Although a property owner may not purposely cause harm to a person, if an accident could have been prevented, they may be considered negligent. Negligence is having the opportunity to fix an issue, such as a broken stair, but not following through. If a property owner is aware of an issue, they have the minimum obligation to put a warning up. For example, a wet floor sign is considered an adequate warning if surfaces are slippery inside a store after a rainstorm. If a person falls due to a medical condition, such as fainting, they would not likely be able to sue the property owner because there was no negligence involved on their part.

According to the Centers for Disease Control and Prevention, 20% of all falls lead to serious injuries. Even tripping over an exposed wire could lead to a broken bone or head injury. That being said, most falls do not end with an injury that requires hospitalization. However, the ones that do can cause stress like not being able to go to work and getting expensive medical bills. This can negatively affect not only the individual victim but their family too.

For people who do not own a car or have limited access to public transportation, getting around can be challenging. Rideshare companies such as Uber and Lyft created a more reliable and transparent service available at our fingertips. Taxis are more prevalent in large cities, but with rideshare companies, a car will come right to you, and the distribution is growing rapidly. Rideshare companies allow drivers flexible income, but what happens when one of those drivers gets into an accident?

In most states, not having car liability insurance is against the law, but it is a requirement for all rideshare drivers. A personal insurance plan may not cover work as a driver, so Uber provides their drivers with additional coverage. This additional coverage only applies when a driver is actively working and the app is on - otherwise the driver’s insurance will cover them. If a driver’s coverage does not cover driving for rideshare, then Uber provides the following when a driver is waiting for a request:

• $25,000 in property damage
• $50,000 in bodily injury per person
• $100,000 in bodily injury

When a driver is en route or has a passenger in the car, Uber will offer up to $1 million in third-party liability coverage.