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Category Archives: Workers' Compensation

IL injury lawyerAfter any serious accident is a time of uncertainty. Luckily after an accident that happened at work, there are protections to alleviate some of the anxiety a serious injury can cause. It is a person’s legal right to file for workers’ compensation after a work accident, and certain benefits will be available based on the severity of the injury.

With a personal injury case, such as a car accident, to receive compensation for damages a person must sue the other involved party. With a workers’ compensation laws, an employee cannot sue an employer for an injury obtained while on the job. Instead, the employee will file for workers’ compensation. All employers are required to have workers' compensation insurance if an employee gets hurt. Workers’ compensation provides benefits such as pay for missed wages and medical care after a workplace injury.

If a workplace injury can be taken care of with a basic first aid kit, then it will not qualify for workers’ compensation. Filing for workers’ compensation means that an employee cannot work for a short or long time due to an injury, or has been developed an occupational disease. When a worker cannot return to their job, their benefits are categorized by the following:

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IL work injury lawyerAfter experiencing a work-related injury that prevents you from working, your next concerns may be how you are going to pay for medical bills and support yourself. Most workers in Illinois have the right workers’ compensation, and if you suffer from an accident or have developed a disease from working conditions, you may be entitled to the benefits.

What Benefits Do Workers Compensation Provide?

If a person is injured during their line of work and the injury is more than a basic first aid kit could handle, they may be eligible for benefits. Workers’ compensation protects workers by providing compensation for work-related injuries or illnesses. Examples of this may include falling from a ladder on a construction site, developing carpal tunnel from an office job, or being diagnosed with cancer after working with hazardous materials at work. Workers’ Compensation provides medical care after the fact and the replacement of lost wages.

The more severe an injury is, the more payout a person can expect. There are four categories in which a person can expect to collect workers’ compensation: temporary and permanent disability, and total and partial disability A temporary disability is when someone is expected to heal, and a permanent disability is when a person has reached maximum medical recovery, and will not heal further. The difference between total and partial disability is that total means that a person cannot return to the workforce at all, and a person with a partial disability can return to work in some capacity.

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IL job injury lawyerThe brain is an organ and can experience pain and dysfunction like any other. When a person’s mental state is compromised due to work conditions, it should be taken as seriously as an external injury or other internal failure. However, mental illnesses caused by work are difficult to prove when it comes to workers’ compensation and are often questioned because there is no physical ailment.

In the event of an accident at work, or possibly a stressful environment that causes mental illness, workers’ compensation exists to protect workers. Most employers are required to have workers’ compensation insurance in case their employees get hurt as a result of their employment. If an employee is permanently or temporarily unable to return to work, workers’ compensation would cover the cost of medical care as well as any lost wages.

When looking to file a workers’ compensation claim for a mental illness, you and your attorney must be able to prove that the issue arose because of working conditions or circumstances. This can either be either in your office or work environment or in public on behalf of the company. For example, you could not claim workers’ compensation for getting into a car accident to or from work. That would more likely be a personal injury lawsuit against another party in the accident. However, if you were driving to conduct business on behalf of the company, such as a meeting with a client, you may be able to collect workers’ compensation.

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IL injury lawyerIn almost any industry, small injuries are expected. Even in an office job, an accident can occur. However, not every accident or injury is eligible for workers’ compensation. Anything that cannot be safely handled by a basic first aid kit could be eligible. When an injury occurs at work that threatens future work and pay, a family’s livelihood could be at jeopardy. This is why workers’ compensation laws are in place.

What Is Workers’ Compensation?

Workers’ Compensation is an insurance required by law to be had by employers. No matter the size of a staff, or the number of employees, most employers are required to have workers’ compensation insurance. This insurance protects employees in the event of an accident caused by work that affects the employees’ ability to work. Workers’ compensation can cover lost wages and/or medical treatment depending on the severity of the injury. When filing workers’ compensation, this prevents you from suing your employer for a personal injury claim. However, if a third party is responsible for the negligence that caused your injury, they can be sued.

When occurring an injury that prevents the ability to work, whether short or long term, you are eligible for compensation through your employer's workers’ compensation insurance. The first step, after seeking immediate medical attention if necessary, is to alert your employer about the injury that occurred at work. If you cannot work for three or more days due to the injury, your employer is required to begin paying temporary disability or give a written reason why benefits are being denied.

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IL injury lawyerAlthough the majority of employers are required by law to have workers’ compensation insurance, an employee may feel like their employment is at risk after an incident at work. The truth is, employers cannot fire someone based solely on filing a workers’ compensation claim. In fact, it is illegal to discriminate, threaten, or refuse to rehire an employee on the grounds of filing a claim.

What Is Worker’s Compensation Insurance?

If a person gets injured or killed because of an accident at work, they are entitled to compensation based on medical care and missed time at work. No matter how small a business is, all employees are entitled to the protection that workers’ compensation provides. Depending on the injury, it may put a person out of work for a long time, and the compensation assists with lost wages. If a person cannot return to work, they may qualify for permanent disability and their compensation will be higher than temporary disability.

To avoid complications, research how to properly file a workers’ compensation claim with your employer. They may have specific guidelines and policy for reporting. They may want the injury reported a certain way and require specific documentation in order to receive compensation.

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