No one expects to get into an accident with a truck. If anything, most drivers are extra cautious around such vehicles that can weigh up to 80,000 pounds in the United States. According to the Federal Motor Carrier Safety Administration, nearly 5,000 trucks were involved in fatal accidents in 2017. No matter the safety precautions other drivers take, they can still fall victim to poorly maintained fleets or exhausted drivers.

When it comes to truck accidents, it is drivers in passenger cars that are most at risk. Trucks are large and heavy, so while they could crush a small car, they keep the truck driver relatively safer. An accident with a truck can result in life-altering injuries for anyone involved. This can prevent a victim from returning to work and racking up medical bills, creating many uncertainties. Luckily, contacting a personal injury attorney can assist you after an accident to receive compensation for the accident.

After a truck accident, a lawyer would most likely recommend filing a personal injury lawsuit. This is when a person has suffered, whether physically or emotionally, because of the negligence of the other party. It is the responsibility of the plaintiff and their lawyer to prove that the defending party was at fault. A lawyer will pull information such as the police report and federal regulations to compare to the accident and investigate if a third party could have been at fault.

Although auto insurance is required by law, when you consistently make on-time payments, you expect your insurance company to assist you after an accident. However, even though you may pay an insurance company, your claim is not guaranteed to be accepted. After a car accident, many things can give a person involved fear and uncertainty, and having a claim denied can provide additional stress during this tough time.

What Is The Process for Filing a Claim?

The requirements for filing a claim can be met as soon as the car accident happens. After the accident, calling 911 and filing a police report will be crucial to filing a claim with your insurance company. This acts as an official report about the accident. When filing a claim, you will also need the contact information from the other parties involved. You can call your insurance company as soon as being on the side of the road, waiting for police assistance. If you are insured, your insurance company may be able to assist right away if you are not able to use your car after an accident.

After a claim is filed, then a claim specialist is assigned to your specific case to review. When a claim is denied, there is often the uncertainty of how to proceed. Here are common reasons why an insurance claim is denied after a car accident.

According to the Centers for Disease Control and Protection, car accidents are the leading cause of death for teenagers in the United States. Getting into a car accident is a traumatizing enough experience, but the situation may be further complicated if the driver is a teenager.

Drivers between the ages of 16 and 19 are the most likely to be involved in a car accident. In fact, that age group is three times more likely to be in an accident than drivers 20 years and older. When it comes to the death rates of teenagers involved in a car accident, male drivers are twice as likely to be in a fatal crash than females.

More than 30,000 people are killed in car crashes each year. Considering teen drivers have the highest probability to be involved in a crash, there is a good possibility that you may get in a car accident with a teenage driver. Although the majority of teen drivers have recently completed driver education courses and should have a fresh memory of safety, accidents with teenage drivers are often caused by reckless activity.

Pulling up next to a semi-truck makes many drivers nervous. Trucks are not only intimidating in size but in the United States, can weigh as much as 80,000 pounds on the road. Truck accidents are more complicated than car accidents because there are more factors involved. During a car accident, it is usually more apparent whos fault the accident was, but during a truck accident, it may be either driver or one of the companies behind the truck.

We rely on trucks and truck services to bring goods across the country. A semi-truck sees an average of 45,000 miles of usage a year. Truck drivers and their vehicles get worn down and it is important for companies to stay on top of maintenance and driving hours. When a truck is involved in an accident, here are some instances where the driver or company who owns the truck can be held liable.

Long Hours - Fatigue is one of the leading causes of truck accidents. Drivers can get pressured into working long hours to fulfill delivery requirements. However, there are limits to how long a driver can legally work. From the beginning of a driving shift, up to 14 consecutive hours, the driver is only allowed to operate the vehicle for 11 hours. After the 14 hours, the driver cannot return to operating the truck for 10 consecutive hours. Even when these rules are followed, a driver can still be fatigued, but following the rules prevents the driver or truck company from being liable for the accident.

The majority of fatalities caused by a semi-truck accident are others in passenger vehicles, pedestrians, and bicyclists. In 2017, according to the U.S. Department of Transportation, a total of 4,102 people died as a result of a truck accident. Almost 70 percent of those deaths were passengers or drivers in cars.

Since 2009, the number of passenger deaths caused by truck accidents has increased by 30 percent. However, 2009 also had the lowest amount of passenger deaths since 1975. The 2000s brought a steady decrease in fatalities, until 2010, when the number of deaths began increasing again.  

Factors in Truck Accidents

There is much more into putting a semi-truck on the road than a passenger vehicle. Some of the most common reasons for truck accidents are equipment failure, poor vehicle maintenance, and the improper loading of cargo. Driver error, negligence, and poor weather conditions are also top reasons for accidents involving a semi-truck. Truck drivers can be pressured to be as productive as possible, thus skipping necessary rest. Here are some examples where a truck driver, or company, was found liable for an accident.