When employees suffer work-related injuries, they are eligible to receive workers’ compensation benefits. Injuries can occur in workplace accidents, employees may experience repetitive stress injuries due to the activities they perform while working, or they may contract illnesses after being exposed to toxic substances or infectious diseases in the workplace. The costs of medical treatment for work-related injuries will be fully covered by workers’ comp, but employees should be sure to understand their rights and the procedures that should be followed to receive medical benefits.
Understanding Workers’ Compensation Medical Benefits
An employer’s workers’ compensation insurer will be required to pay all costs related to medical treatment that is needed to address the effects of a work-related injury. This includes any immediate or emergency medical care, as well as treatment that will address the ongoing effects of an injury and restore a person to their condition before being injured, or as close to that condition as possible. Covered treatment may include:
- First aid
- Emergency room treatment
- Doctor or hospital visits
- Physical therapy
- Chiropractic treatment
- Prosthetics and other medical devices or appliances
Employees should notify their employer as soon as possible after a workplace accident or after a work-related injury begins to affect their activities either while working or outside of work. When receiving treatment, an employee should inform the provider that their injury or illness is work-related, and the provider will bill the employer for the services provided....