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IL injury lawyerWhen a worker is injured on the job, the impact of their injury can have a serious impact on the financial well-being of their family. Not only can a work injury result in significant medical expenses, but also potentially long-term income loss. Recognizing this, securing workers’ compensation can be incredibly important to the injured party and their family. Commercial trucking is an inherently dangerous profession and employee injuries are more common than most would assume. If you have been injured while working as a commercial trucker, you may be entitled to significant workers’ compensation payments.

Commercial Trucking Injuries

Due to the dangerous nature of commercial truck driving, workers’ compensation claims are common throughout the industry. Long driving hours and inconsistent exercise patterns can lead to an increased likelihood of injuries. According to the U.S. Bureau of Labor Statistics, more than 60,000 commercial truck drivers suffer non-fatal injuries each year. The most common causes of injuries within the industry include motor vehicle collisions, accidents while loading or unloading cargo, and long-term overexertion.

Securing Compensation

It is important to understand that employer negligence does not have to play a role in a workplace injury, in order for a worker to be entitled to workers’ compensation payments. After suffering an injury, the first step you can take is speaking to an attorney that you can trust. Ensure that your attorney is knowledgeable regarding the extent of medical expenses, and loss of income that resulted due to the injury. Do not settle for an injury settlement that does not cover all of your expenses. In many instances, companies will attempt to have an employee agree to a minimal compensation package, as a means of saving money.

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IL injury lawyerWhen a person suffers an injury in the workplace, it is the employer’s responsibility to pay for medical expenses and compensate the injured party for lost work time. After suffering an injury in the workplace, a person will be financially reliant on the workers’ compensation benefits, failure to secure those payments can result in serious financial instability. If you have been injured while at work, it is time to speak with a knowledgeable legal professional.

Understanding Temporary Disability Payments in Illinois

In the state of Illinois, a worker can pursue two types of temporary disability payments, based on the extent of their injuries. If a person has suffered injuries that are significant enough to keep them out of work entirely for a certain amount of time, the employer is obligated to make Temporary Total Disability (TTD) payments. The employer will be asked to pay two-thirds of the employee’s average weekly wages. If the employee is able to work a job that requires less physical stress to the injured area, the employer will be asked to make Temporary Partial Disability (TPD) payments. The amount of the payments will be calculated through subtracting the wage of the new temporary job from the wage of the employee’s old job, and compensating the employee with two-thirds of the difference between the two salaries. It should be noted that in both payment programs, the employer will be forced to pay for all medical expenses.

Reacting to a Workplace Injury

As soon as you suffer an injury in the workplace, you have an obligation to seek medical attention immediately. If you experience delayed symptoms after the incident, seek medical attention as soon as pain or injuries suffered begin compromising your ability to work. It should be noted that if an employer has agreed to make temporary disability payments you are obligated to work with doctors to achieve a complete recovery in a timely fashion. Failure to work towards recovery can result in loss of disability benefits. It is also important to provide your employer with detailed medical information. If your employer does not receive requisite medical information, they are not obligated to make payments. If your employer or their insurance company is hesitant to agree to make disability payments, it is time to speak with an experienced attorney.

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IL injury lawyerWhile every qualified worker is entitled to apply for workers’ compensation benefits after a workplace accident, receiving benefits can be a different story. There can be red tape from employers and insurance companies that prevent injured workers from receiving the benefits they rightfully deserve. While reporting a workplace injury and requesting benefits does not require an attorney, seeking legal counsel is in the best interest of any person who is hurt on the job.

What Is Workers’ Compensation?

A government program to assist workers if they are injured at work, workers’ compensation provides benefits to employees who cannot return to their job. Benefits include wage replacement and coverage for medical bills related to the injury. All employers in Illinois are required to have workers’ compensation insurance and refusing to comply results in fees and potential jail time.

If an employer agrees an injury occurred at work, or an injury was minor enough where minimal work was missed, then benefits will likely not be challenging to receive. Benefits for people injured long term, or who experience permanent defects, are especially important. Work accidents can prevent people from returning to their job or decrease their wage-earning potential. These kinds of injuries also have high medical bills, which should be covered by workers’ compensation too.

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IL injury lawyerFor an able-bodied person full-time in the workforce, becoming disabled may be an uncomfortable thought. Although many disabled people live happy and healthy lives, becoming disabled is an adjustment. In some cases, a newly disabled person may need modifications to their home, lifestyle, and working conditions. Luckily if an accident or incident that caused a permanent disability occurred at work, employees have certain protections under workers’ compensation.

What Is Workers’ Compensation?

When an employer in Illinois starts a business, they are most likely required to have a workers' compensation insurance for their employees. No matter how small a business is, or how many employees they have, it is required by law. This insurance protects workers in the event of an injury that prevents them from working long or short term. When a claim is accepted, workers’ compensation covers lost wages from time away from work and medical expenses.

When a person is injured and cannot return to work, it is determined if they have a permanent or temporary disability. This is after the said employee has a medical evaluation and a doctor determines the prognosis of an injury. A temporary disability is something that a worker can either fully recover from, or recover enough to return to work in eventual time. A good example of temporary disability is a broken leg. When a person is deemed permanently disabled, they will not be able to recover from the injury, and may not be able to return to the workforce.

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IL injury lawyerAlthough the majority of employers are required by law to have workers’ compensation insurance, an employee may feel like their employment is at risk after an incident at work. The truth is, employers cannot fire someone based solely on filing a workers’ compensation claim. In fact, it is illegal to discriminate, threaten, or refuse to rehire an employee on the grounds of filing a claim.

What Is Worker’s Compensation Insurance?

If a person gets injured or killed because of an accident at work, they are entitled to compensation based on medical care and missed time at work. No matter how small a business is, all employees are entitled to the protection that workers’ compensation provides. Depending on the injury, it may put a person out of work for a long time, and the compensation assists with lost wages. If a person cannot return to work, they may qualify for permanent disability and their compensation will be higher than temporary disability.

To avoid complications, research how to properly file a workers’ compensation claim with your employer. They may have specific guidelines and policy for reporting. They may want the injury reported a certain way and require specific documentation in order to receive compensation.

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Aurora work injury lawyersRunning a business without workers' compensation insurance is considered a felony. Under Illinois Workers’ Compensation Laws, almost all workers are eligible for workers compensation. A couple of exceptions are farm workers and Federal employees.

What Is Workers’ Compensation?

Employers are required to have workers’ compensation insurance, which provides financial stability and medical care for employees who are facing injuries that were caused by an accident in the workplace or their working conditions. It is there to help employees heal from their ordeal, physically and emotionally. 

If you are unsure about whether your work-related injuries are eligible for workers' compensation, here are some of the most common workers' compensation claims:

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