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Aurora work injury lawyersRunning a business without workers' compensation insurance is considered a felony. Under Illinois Workers’ Compensation Laws, almost all workers are eligible for workers compensation. A couple of exceptions are farm workers and Federal employees.

What Is Workers’ Compensation?

Employers are required to have workers’ compensation insurance, which provides financial stability and medical care for employees who are facing injuries that were caused by an accident in the workplace or their working conditions. It is there to help employees heal from their ordeal, physically and emotionally. 

If you are unsure about whether your work-related injuries are eligible for workers' compensation, here are some of the most common workers' compensation claims:

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Kane County work injury attorneyYou go to work every day having some degree of expectation for what your day will be like. But nobody knows when an accident will happen--that is why they are called accidents. Thankfully, the United States has a system in place to help those who have been injured on the job. The workers' compensation program allows injured workers to receive compensation for lost wages, have their medical bills relating to the accident paid, and receive disability pay if the accident results in temporary or permanent loss of earning capacity. In order to receive these benefits, you must follow guidelines to have your case submitted and approved. Knowing what steps to take after a workplace accident is crucial to getting benefits that are owed to you.

1. Get Medical Attention

This may seem obvious, but the way you go about getting treated for your workplace injuries can impact how your case is handled. Often, employers will have what is called a Preferred Provider Program (PPP) in which there is a network of approved medical providers that you can see. Within your employer’s PPP, you have the choice of two physicians. If your employer does not have a PPP, you have the choice of any two providers. If you decline to use providers in the employer’s PPP, you use one of your choices, and you can choose to go to any doctor or hospital, but any further change of providers must be approved by your employer.

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Aurora workers compensation attorneysEach year, approximately three million workers in the United States suffer from a work injury or illness. Some suffer only minor injuries and are eventually able to return to work. Others experience more severe injuries, such as head injuries or spinal injuries, which may leave them unable to work for an extended amount of time. The most serious may experience catastrophic injuries, permanent disability, and even death. Yet all have one thing in common: it is critical that each one knows how to effectively protect their rights.

The Importance of Timely Reporting

Work injuries should always be reported to your employer immediately after the injury occurs or as soon as is practical. At maximum, the injury should be reported within 45 days. If the possible injury involves exposure to radiation, the maximum time of reporting is 90 days after exposure. Any delays that extend beyond these constraints can become highly problematic and could potentially result in a denial of your claim or delay of benefits. Do not take any chances; report your injury immediately.

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