Tag Archives: workers comp benefits

IL injury lawyerWhen a person suffers an injury in the workplace, it is the employer’s responsibility to pay for medical expenses and compensate the injured party for lost work time. After suffering an injury in the workplace, a person will be financially reliant on the workers’ compensation benefits, failure to secure those payments can result in serious financial instability. If you have been injured while at work, it is time to speak with a knowledgeable legal professional.

Understanding Temporary Disability Payments in Illinois

In the state of Illinois, a worker can pursue two types of temporary disability payments, based on the extent of their injuries. If a person has suffered injuries that are significant enough to keep them out of work entirely for a certain amount of time, the employer is obligated to make Temporary Total Disability (TTD) payments. The employer will be asked to pay two-thirds of the employee’s average weekly wages. If the employee is able to work a job that requires less physical stress to the injured area, the employer will be asked to make Temporary Partial Disability (TPD) payments. The amount of the payments will be calculated through subtracting the wage of the new temporary job from the wage of the employee’s old job, and compensating the employee with two-thirds of the difference between the two salaries. It should be noted that in both payment programs, the employer will be forced to pay for all medical expenses.

Reacting to a Workplace Injury

As soon as you suffer an injury in the workplace, you have an obligation to seek medical attention immediately. If you experience delayed symptoms after the incident, seek medical attention as soon as pain or injuries suffered begin compromising your ability to work. It should be noted that if an employer has agreed to make temporary disability payments you are obligated to work with doctors to achieve a complete recovery in a timely fashion. Failure to work towards recovery can result in loss of disability benefits. It is also important to provide your employer with detailed medical information. If your employer does not receive requisite medical information, they are not obligated to make payments. If your employer or their insurance company is hesitant to agree to make disability payments, it is time to speak with an experienced attorney.

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IL injury lawyerEven with insurance, sometimes basic medical care can be expensive. When someone experiences a catastrophic injury, the financial expenses and rehabilitation can be hard to manage by an injured person and their family. When a person goes through an accident or becomes ill, because of work, their medical expenses can be covered through workers’ compensation insurance.

Most employers in Illinois are required to purchase workers’ compensation insurance for their business or company. Even small businesses with a few employees must be compliant. This insurance protects employees if they are hurt and cannot return to work. Coverage can begin as early as three days after an employee could not come back to work because of an injury. Along with coverage for medical expenses, workers’ compensation will also provide financial support for an employee.

The kinds of injuries that will likely receive workers' compensation benefits after are burns, broken bones, paralyzation, brain damage, repetitive strain, lung diseases, and amputation.

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IL work injury lawyerAfter experiencing a work-related injury that prevents you from working, your next concerns may be how you are going to pay for medical bills and support yourself. Most workers in Illinois have the right workers’ compensation, and if you suffer from an accident or have developed a disease from working conditions, you may be entitled to the benefits.

What Benefits Do Workers Compensation Provide?

If a person is injured during their line of work and the injury is more than a basic first aid kit could handle, they may be eligible for benefits. Workers’ compensation protects workers by providing compensation for work-related injuries or illnesses. Examples of this may include falling from a ladder on a construction site, developing carpal tunnel from an office job, or being diagnosed with cancer after working with hazardous materials at work. Workers’ Compensation provides medical care after the fact and the replacement of lost wages.

The more severe an injury is, the more payout a person can expect. There are four categories in which a person can expect to collect workers’ compensation: temporary and permanent disability, and total and partial disability A temporary disability is when someone is expected to heal, and a permanent disability is when a person has reached maximum medical recovery, and will not heal further. The difference between total and partial disability is that total means that a person cannot return to the workforce at all, and a person with a partial disability can return to work in some capacity.

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