When a person suffers an injury in the workplace, it is the employer’s responsibility to pay for medical expenses and compensate the injured party for lost work time. After suffering an injury in the workplace, a person will be financially reliant on the workers’ compensation benefits, failure to secure those payments can result in serious financial instability. If you have been injured while at work, it is time to speak with a knowledgeable legal professional.
Understanding Temporary Disability Payments in Illinois
In the state of Illinois, a worker can pursue two types of temporary disability payments, based on the extent of their injuries. If a person has suffered injuries that are significant enough to keep them out of work entirely for a certain amount of time, the employer is obligated to make Temporary Total Disability (TTD) payments. The employer will be asked to pay two-thirds of the employee’s average weekly wages. If the employee is able to work a job that requires less physical stress to the injured area, the employer will be asked to make Temporary Partial Disability (TPD) payments. The amount of the payments will be calculated through subtracting the wage of the new temporary job from the wage of the employee’s old job, and compensating the employee with two-thirds of the difference between the two salaries. It should be noted that in both payment programs, the employer will be forced to pay for all medical expenses.
Reacting to a Workplace Injury
As soon as you suffer an injury in the workplace, you have an obligation to seek medical attention immediately. If you experience delayed symptoms after the incident, seek medical attention as soon as pain or injuries suffered begin compromising your ability to work. It should be noted that if an employer has agreed to make temporary disability payments you are obligated to work with doctors to achieve a complete recovery in a timely fashion. Failure to work towards recovery can result in loss of disability benefits. It is also important to provide your employer with detailed medical information. If your employer does not receive requisite medical information, they are not obligated to make payments. If your employer or their insurance company is hesitant to agree to make disability payments, it is time to speak with an experienced attorney....