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Tag Archives: Illinois workers compensation laws

IL injury lawyerAfter suffering an injury in the workplace, there can be a lot going through a person’s mind. Questions surrounding medical bill payments and potential loss of work hours can leave a person and their family in a time of financial anxiety. In many cases though, your family may be entitled to workers’ compensation payments in the aftermath of a workplace injury. If you or a loved one have suffered an injury at work, it is time to seek out the guidance of a knowledgeable legal professional.

Life-Changing Construction Site Injuries

It is no mystery that construction sites present a number of dangers that are not present in the vast majority of workplaces, because of this worker injuries are incredibly common in the field. The most common construction injuries include slip and fall injuries, electrocutions, burns, and injuries to the eyes. Unfortunately, many of these injuries can be incredibly severe and even fatal. According to the Occupational Safety and Health Administration (OSHA), over 1,000 construction workers suffered fatal injuries throughout 2018. In all, construction site deaths accounted for approximately 21% of all private industry worker fatalities in 2018. If your loved one has been severely hurt or fatally injured in a construction accident, it is time to speak with an attorney.

Seeking Workers’ Compensation

Workers’ compensation is a form of insurance designed to ensure compensation for workers who suffer injuries on the job. For construction workers, this could include a worker that suffered a fall while installing a window on a building. Workers’ compensation payments can cover medical bills, compensation for loss of work hours while on medical leave, and payments to families that lost an income source due to a fatal injury. The first step you and your family should take after a workplace injury is hiring a competent attorney and examining the case with your legal team. In many construction accidents, the injuries suffered are a direct result of employer negligence meaning that the case could prompt a personal injury or wrongful death claim.

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IL injury lawyerWhile every qualified worker is entitled to apply for workers’ compensation benefits after a workplace accident, receiving benefits can be a different story. There can be red tape from employers and insurance companies that prevent injured workers from receiving the benefits they rightfully deserve. While reporting a workplace injury and requesting benefits does not require an attorney, seeking legal counsel is in the best interest of any person who is hurt on the job.

What Is Workers’ Compensation?

A government program to assist workers if they are injured at work, workers’ compensation provides benefits to employees who cannot return to their job. Benefits include wage replacement and coverage for medical bills related to the injury. All employers in Illinois are required to have workers’ compensation insurance and refusing to comply results in fees and potential jail time.

If an employer agrees an injury occurred at work, or an injury was minor enough where minimal work was missed, then benefits will likely not be challenging to receive. Benefits for people injured long term, or who experience permanent defects, are especially important. Work accidents can prevent people from returning to their job or decrease their wage-earning potential. These kinds of injuries also have high medical bills, which should be covered by workers’ compensation too.

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IL disability lawyerA fall or mechanical accident will cause physical harm to a worker, but what happens when their psyche is affected instead? Many people have a mental illness and they go to work and function regularly, but when mental illness is caused by a work environment or circumstances, then their treatment may be covered by workers’ compensation. Treatment for mental illnesses can also go alongside treatment for a physical injury, as these issues may arise after trauma.

What is Workers’ Compensation?

When an employee is injured or becomes ill due to circumstances surrounding their job, their employer’s workers’ compensation insurance steps in to assist the worker. If the employee cannot return to their job, workers’ compensation provides replacement wages based on their current income and limits set by the state. If a person can eventually return to the workforce but their earning potential is affected, workers’ compensation will assist with the differences. Any medical treatment an employee requires because of a work-related injury will be financially covered, as long as the treatment is considered reasonable and medically proven to help an ailment.

When it comes to mental health and workers’ compensation, unfortunately being constantly stressed at work or being in a hostile work environment is not enough for benefits. A person may qualify for benefits if they are diagnosed with one or more of the following because of a work-related incident:

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IL injury lawyerEven with insurance, sometimes basic medical care can be expensive. When someone experiences a catastrophic injury, the financial expenses and rehabilitation can be hard to manage by an injured person and their family. When a person goes through an accident or becomes ill, because of work, their medical expenses can be covered through workers’ compensation insurance.

Most employers in Illinois are required to purchase workers’ compensation insurance for their business or company. Even small businesses with a few employees must be compliant. This insurance protects employees if they are hurt and cannot return to work. Coverage can begin as early as three days after an employee could not come back to work because of an injury. Along with coverage for medical expenses, workers’ compensation will also provide financial support for an employee.

The kinds of injuries that will likely receive workers' compensation benefits after are burns, broken bones, paralyzation, brain damage, repetitive strain, lung diseases, and amputation.

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IL injury lawyerAlthough the majority of employers are required by law to have workers’ compensation insurance, an employee may feel like their employment is at risk after an incident at work. The truth is, employers cannot fire someone based solely on filing a workers’ compensation claim. In fact, it is illegal to discriminate, threaten, or refuse to rehire an employee on the grounds of filing a claim.

What Is Worker’s Compensation Insurance?

If a person gets injured or killed because of an accident at work, they are entitled to compensation based on medical care and missed time at work. No matter how small a business is, all employees are entitled to the protection that workers’ compensation provides. Depending on the injury, it may put a person out of work for a long time, and the compensation assists with lost wages. If a person cannot return to work, they may qualify for permanent disability and their compensation will be higher than temporary disability.

To avoid complications, research how to properly file a workers’ compensation claim with your employer. They may have specific guidelines and policy for reporting. They may want the injury reported a certain way and require specific documentation in order to receive compensation.

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