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IL accident lawyerCar accidents, no matter how small can have lasting effects on the people involved. A fender bender may make a more anxious driver, or a serious accident can cause traumatic injuries or death. No matter who is at fault of the accident, there are standard procedures one should take. These things will not only prevent further devastation, but they may also help with an insurance claim of personal injury case.

The very first step after getting into a car accident may depend on the severity of the situation. If after an accident, you are in immediate danger, get to safety if possible, and then call 911. If the accident happened and you are not in direct traffic and the car is safe to remain in, calling 911 should be the first step. Even for minor accidents where no one is hurt, calling the police is still recommended. An insurance company will want an accident report when you file a claim, and it is documentation that the accident happened.

While waiting for a police officer to arrive at the scene, collect insurance information from the other driver. When you file a claim, the insurance companies will decide which side pays damages. For the person who caused the accident, their insurance company would likely pay. Examples of this would be if the driver was texting and driving, driving while intoxicated, or driving recklessly.

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IL accident attorneyAlthough auto insurance is required by law, when you consistently make on-time payments, you expect your insurance company to assist you after an accident. However, even though you may pay an insurance company, your claim is not guaranteed to be accepted. After a car accident, many things can give a person involved fear and uncertainty, and having a claim denied can provide additional stress during this tough time.

What Is The Process for Filing a Claim?

The requirements for filing a claim can be met as soon as the car accident happens. After the accident, calling 911 and filing a police report will be crucial to filing a claim with your insurance company. This acts as an official report about the accident. When filing a claim, you will also need the contact information from the other parties involved. You can call your insurance company as soon as being on the side of the road, waiting for police assistance. If you are insured, your insurance company may be able to assist right away if you are not able to use your car after an accident.

After a claim is filed, then a claim specialist is assigned to your specific case to review. When a claim is denied, there is often the uncertainty of how to proceed. Here are common reasons why an insurance claim is denied after a car accident.

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IL injury lawyerDriving gets us to where we need to be, but that does not stop the world around us. According to the National Highway Traffic Safety Administration, over 3,000 people died as result of car accidents involving distracted driving in 2017. There are many distractions that a driver can face while on the road, and most are preventable.

Distracted driving is anything that diverts your attention from focusing on operating a car. This includes changing the radio station and speaking to others in the car, which may come naturally to us. However, one of the most dangerous instances of distracted driving has to do with mobile devices. Because of this, it is illegal in Illinois to use a cell phone while operating a car. This includes the use of tablets or personal digital assistants. No matter if you are talking on the phone, or using it to check the time, you are breaking the law. Exceptions include pulling over to the shoulder, using a “hands-free” device, or if it is an emergency.

It is difficult to avoid what is going on around us while in the car. However, it is in your best interest, your passengers, and the surrounding people, to focus your attention on driving. Consider these tips for cutting down on distracted driving:

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