Every teenager looks forward to the day they can have the independence of driving. Teenagers as young as fifteen can begin learning how to drive. Once the learning requirements are met, and the child reaches sixteen years old, they can test for an initial license. This license has restrictions like the number of passengers, and more strict mobile device usage while being the wheel. With up to thirty percent of motor vehicle accident costs are attested to teenagers and young adults, there is a chance you may get into an accident with someone driving as young as sixteen years old.
Getting A Driver's License
Anyone who operates a vehicle legally had to work to get a driver’s license. After obtaining a learner’s permit, the teenager must practice driving with a licensed adult for fifty hours. Ten of those hours must be done at night. Once the minimum of driving hours has been reached, and the permit has been active for at least nine months, a sixteen-year-old may receive an initial drivers license. A full license can be applied for between the ages of eighteen and twenty.
When a teen driver gets into a car accident, they are usually covered by their parent’s car insurance. In Illinois, the minimum liability insurance coverage for car accidents is $25,000 for bodily injuries per person, $50,000 total for bodily injuries per accident, and $20,000 for property damage. When adding a teen driver, some parents may increase their insurance above the minimum....